Michigan Medicaid
Michigan Medicaid Home Help Program: Eligibility & How It Works
If you're caring for a loved one in Michigan and someone mentioned you might be able to get paid for it, the Home Help program is almost certainly what they meant. Here's what it actually is, who qualifies, what it pays, and how it compares to Michigan's other home-care option, the MI Choice Waiver.
By Kinwell · 7 min read · Last updated: July 29, 2026
Key Takeaways
- Home Help is a Medicaid personal-care entitlement — every eligible applicant is served, with no cap and no waitlist.1
- It pays for personal care (bathing, dressing, mobility, and similar tasks) and a few household tasks — not the broader service menu MI Choice covers.1
- Family, friends, or neighbors can be paid as Home Help caregivers — spouses and parents of their own minor child cannot.2
- Caregivers enroll and get paid through CHAMPS, and must comply with Michigan's Electronic Visit Verification (EVV) requirement.4,5
- Confused with MI Choice Waiver? They're different programs — see the comparison below, or read the full MI Choice Waiver guide.
Jump to a section
What is the Home Help Program?
The Michigan Home Help Program, administered by the Michigan Department of Health and Human Services (MDHHS), is a Medicaid entitlement — not a capped waiver — that pays a family member, friend, or neighbor to provide personal care at home.1 The goal is simple: help people stay in their own home instead of moving into an adult foster care home, home for the aged, or nursing facility.
Who qualifies?
The person receiving care generally needs to:
- Be eligible for Michigan Medicaid
- Require physical assistance with at least one activity of daily living (ADL)
Minor children aren't excluded either, though the bar is stricter. See what qualifies →
An adult services worker completes an in-home assessment to confirm eligibility — it isn't self-reported.3
The caregiver generally needs to:
- Be at least 18 years old
- Be a relative, friend, or neighbor
Per MDHHS, a client's spouse, or a parent caring for their own minor child, cannot be paid under this program.2
If your loved one has questions about what this actually means for them, here's a guide written directly for them →
What kind of care counts?
Per MDHHS, the Home Help program may pay for these activities of daily living (ADLs):
- Eating or feeding
- Bathing
- Dressing
- Grooming
- Moving throughout the home
- Transferring from one position to another
- Using the toilet
If you qualify for one of the above, you may also get help with a few instrumental activities of daily living (IADLs) — medication reminders (not administering prescriptions, which is a skilled nursing task), light housework, meal prep, and essential shopping. Heavy housework, home repairs, yard work, transportation, and pure supervision or reminders are not covered.1
What about complex or medical care needs?
Some caregiving tasks that sound clinical — wound care, catheter or colostomy care, tube feeding, injections, range-of-motion exercises — can still be covered under Home Help as complex care, but two things have to be true first: the client's physician must document the need on the medical needs form, and the caregiver must be specifically trained by a health professional before performing the task. The in-home assessment uses a separate Complex Care Assessment (form MDHHS-5535) to evaluate these tasks.3
How does someone actually get approved?
Kinwell's process is built to get you through the state's system as quickly as possible:
- Check eligibility. A quick screening shows whether your loved one's coverage and care needs likely qualify.
- Paperwork. Your loved one signs the necessary authorization.
- Clinical review. A clinician confirms the medical necessity of the care being requested.
- In-home assessment. The actual care needs are reviewed in person — this determines the approved monthly hours.
- Approval and pay begin. Once approved, the caregiver starts receiving pay for the approved hours.
Most families going through Kinwell start receiving pay within 1–2 months.
Getting paid: CHAMPS and Electronic Visit Verification (EVV)
Individual Home Help caregivers get paid through CHAMPS (the Community Health Automated Medicaid Processing System) — MDHHS's Medicaid provider enrollment system. Enrollment has to be approved through CHAMPS before a caregiver can be reimbursed for services.4 Kinwell's onboarding team handles this enrollment for you.
Michigan also requires Electronic Visit Verification (EVV) for Home Help visits, under the federal 21st Century Cures Act. Individual caregivers have been required to use EVV for dates of service since September 3, 2024, with MDHHS moving to full enforcement of EVV compliance starting April 1, 2026.5 In practice, this means clocking in and out of each visit through an approved EVV system — Kinwell's onboarding team walks you through the specific tool you'll use.
Home Help vs. MI Choice Waiver
Home Help is often confused with the MI Choice Waiver, Michigan's other major Medicaid home-care program. They're not interchangeable — here's how they differ.6
| Home Help | MI Choice Waiver | |
|---|---|---|
| Program type | Medicaid state-plan benefit | 1915(c) HCBS waiver |
| Cap / waitlist | Entitlement — no cap, no waitlist | Capped; a regional waitlist is possible once an agency is full |
| Services covered | Personal care (ADLs) plus a few household tasks | Personal care plus respite, adult day health, home modifications, home-delivered meals, private-duty nursing, and more (never room and board) |
| Who administers it | MDHHS Adult Services Worker (county level) | MDHHS contracts with regional Waiver Agencies |
| Caregiver you choose | Family, friend, or neighbor (not a spouse) | Self-direction options exist — ask your waiver agency what applies |
In short: if you need paid personal care and nothing more, Home Help is usually faster since there's no waitlist. If you need the broader service menu — home modifications, adult day health, respite — MI Choice may be the better fit, even with a possible wait. Read the full MI Choice Waiver guide →
See what you'd actually qualify for.
Get My Pay EstimateCommon misconceptions
“My spouse and I can each be paid to care for each other.”
Neither spouse can be paid as the other's Home Help caregiver. See what else might be available →
“Home Help is the same as hiring a home care agency.”
It's different. Home Help is a Medicaid benefit that pays a caregiver of your choosing — often a family member — directly for a specific Medicaid-eligible person's care. Traditional private-pay home care agencies operate on separate contracts and rates.
“Caregivers get paid under the table.”
No — Home Help wages are always reported, never off the books. Self-directed caregivers are paid as 1099 contractors; caregivers going through Kinwell are hired as W-2 employees, with Kinwell handling that paperwork as part of onboarding.
“My loved one has to live with me to qualify.”
No. Home Help serves the person wherever they live — their own home, your home, or certain community settings — as long as it isn't a nursing home or similar facility.
“This replaces Medicare home health after a hospital stay.”
It doesn't. Medicare home health is short-term and skilled, for a limited period after a qualifying hospital stay. Home Help is long-term, non-skilled personal care that Medicare doesn't cover — the two can run at the same time.
Why Kinwell
Most families never get there alone. With Kinwell:
Benefit discovery
A 2-minute check shows you if you qualify, and which plan covers it.
Expeditious approval
A dedicated Kinwell care team walks you through every step, from paperwork to clinical review, to approval, so most caregivers start getting paid in 1–2 months.
Greater weekly pay
Under Medicaid self-directed care, pay is typically monthly, at $17.13 per hour statewide (per MDHHS). Kinwell pays weekly instead — with same-day pay coming soon — at a guaranteed higher hourly rate.
Paperwork, handled
We manage the CHAMPS enrollment, EVV setup, compliance, documentation, and billing, so nothing gets between you and your pay.
Frequently asked
Is this the same as CDPAP? No — CDPAP is a New York program. Michigan's equivalent is the Home Help program. Read more on that distinction →
Is this the same as MI Coordinated Health? No — MI Coordinated Health is a separate program for people who qualify for both Medicare and Medicaid, and it's only available in certain counties. Read the MI Coordinated Health guide →
How much does it pay? Pay is based on the monthly hours approved in the care assessment. Kinwell confirms your hourly rate upon approval — guaranteed higher than the state's $17.13 per hour self-directed rate, per MDHHS. See a full breakdown →
Are Home Help wages taxable? Yes — Home Help wages are W-2 income. Some live-in caregivers may be able to exclude those wages from federal income tax under IRS Notice 2014-7's difficulty-of-care payment rules, but the requirements are specific. Read the full tax breakdown →
Related terms
- Activities of Daily Living (ADLs)
- The basic self-care tasks used to measure how much hands-on help someone needs — bathing, dressing, grooming, toileting, transferring, eating, and mobility.
- Instrumental Activities of Daily Living (IADLs)
- Household-management tasks beyond basic self-care — meal preparation, light housekeeping, laundry, and shopping.
- CHAMPS
- The Community Health Automated Medicaid Processing System — MDHHS's Medicaid provider enrollment system. Home Help caregivers must be approved through CHAMPS to be paid.
- EVV (Electronic Visit Verification)
- A federally required system for verifying home-care visits electronically. Michigan requires EVV for Home Help visits, with MDHHS moving to full enforcement in 2026.
- Complex Care
- Home Help tasks that sound clinical — wound care, catheter care, tube feeding, injections — coverable only when a physician documents the need and the caregiver is specifically trained. Read more →
- HCBS Waiver
- A Home and Community-Based Services waiver under Section 1915(c) of the Social Security Act — capped, capacity-limited Medicaid funding for services that help someone avoid nursing home care. MI Choice is Michigan's HCBS waiver; Home Help is a different kind of program (a state-plan entitlement, not a waiver). Read more →
References
Cited in this article
- 1
Michigan Department of Health and Human Services. (n.d.). ASM 101 — Available Services (Adult Services Manual). mdhhs-pres-prod.michigan.gov. Retrieved July 28, 2026, from https://mdhhs-pres-prod.michigan.gov/olmweb/ex/AS/Public/ASM/101.pdf
- 2
Michigan Department of Health and Human Services. (n.d.). ASM 135 — Home Help Individual Provider Requirements. mdhhs-pres-prod.michigan.gov. Retrieved July 28, 2026, from https://mdhhs-pres-prod.michigan.gov/olmweb/ex/AS/Public/ASM/135.pdf
- 3
Michigan Department of Health and Human Services. (n.d.). ASM 120 — Home Help Comprehensive Assessment. mdhhs-pres-prod.michigan.gov. Retrieved July 28, 2026, from https://mdhhs-pres-prod.michigan.gov/olmweb/ex/AS/Public/ASM/120.pdf
- 4
Michigan Department of Health and Human Services. (n.d.). Home Help Individual Caregivers — CHAMPS Provider Enrollment. michigan.gov. Retrieved July 28, 2026, from https://www.michigan.gov/mdhhs/doing-business/providers/providers/other/homehelp/individual-providers/individual-caregivers
- 5
Michigan Department of Health and Human Services. (n.d.). Electronic Visit Verification — Home Help Individual Caregivers Implementation Timeline. michigan.gov. Retrieved July 28, 2026, from https://www.michigan.gov/mdhhs/assistance-programs/medicaid/portalhome/electronic-visit-verification/data/implementation-timeline/september-3-2024-home-help-individual-caregivers/home-help-individual-caregivers
- 6
Michigan Department of Health and Human Services. (n.d.). MI Choice Waiver Program. michigan.gov. Retrieved July 28, 2026, from https://www.michigan.gov/mdhhs/assistance-programs/medicaid/portalhome/medicaid-providers/programs/mi-choice-waiver-program
Also reviewed
Michigan Department of Health and Human Services. (n.d.). MDHHS-Pub-1733 — Home Help Program Client Handbook. michigan.gov. Retrieved July 28, 2026, from https://www.michigan.gov/mdhhs/-/media/Project/Websites/mdhhs/Adult-and-Childrens-Services/Adults-and-Seniors/Forms-and-Publications/MDHHS-Pub-1733.pdf
Internal Revenue Service. (n.d.). Certain Medicaid Waiver Payments May Be Excludable From Income (Notice 2014-7). irs.gov. Retrieved July 28, 2026, from https://www.irs.gov/individuals/certain-medicaid-waiver-payments-may-be-excludable-from-income
Michigan Department of Health and Human Services. (n.d.). CHAMPS Instructions & Information. michigan.gov. Retrieved July 28, 2026, from https://www.michigan.gov/mdhhs/doing-business/providers/providers/other/homehelp/individual-providers/champs-instructions-information
Related reading
- MI Choice Waiver: Eligibility, Services & How It Works
- MI Coordinated Health: Eligibility & How It Works
- Michigan Caregiver Application Checklist
- Full FAQ
See if you and your loved one qualify.